To apply to the Ho‘okumu Hou programs and to learn more about the CDBG-DR-funded projects, visit hookumuhou.mauicounty.gov.

Visit Ho‘okumu Hou's website
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Hoʻokumu Hou Housing Programs

On Aug. 11, 2025, the County of Maui Office of Recovery began accepting applications for three Ho‘okumu Hou housing programs. Newly named Hoʻokumu Hou, which encompasses all of the County’s recovery programs funded by federal Community Development Block Grant Disaster Recovery (CDBG-DR) funds, focuses on housing initiatives intended to help wildfire survivors receive the means they need to stay, or return, home.

The following programs are currently open for application:

How to Apply or Get Support

To apply for the programs and for more information, visit hookumuhou.mauicounty.gov.

For any questions, call (808) 865-4007 or email info@mauioor.com to reach staff dedicated to helping out residents through the application process.

For in-person:

  • Lahaina Gateway, 325 Keawe St., Suite B102, Lahaina
  • Maui Mall, Kākoʻo Maui Relief & Aid Services Center, 53 E. Kamehameha Ave., Suite 101, Kahului
    (Open Monday–Friday, 8 a.m.–6 p.m., and Saturdays by appointment)

Reconstruction

Single-Family Homeowner Reconstruction Program

visit Ho‘okumu Hou

Reimbursement

Single-Family Homeowner Reimbursement Program

visit Ho‘okumu Hou

Homebuyer Opportunity

First-Time Homebuyer Opportunity Program

visit Ho‘okumu Hou

Hoʻokumu Hou Informational Meetings

The Office of Recovery hosted a series of community meetings on July 30 and Aug. 1, 2025, leading up to the opening of Ho‘okumu Hou program applications on Aug. 11. The Aug. 1 webinar consisted of three back-to-back presentations with Q&A, with approximately 1 hour dedicated to each program: the First-Time Homebuyer Opportunity Program, the Single-Family Homeowner Reconstruction Program, and the Single-Family Homeowner Reimbursement Program.

A follow-up webinar was held on Saturday, Aug. 9, 2025, during which finalized program policies were discussed.

Income Eligibility

The program will prioritize homeowners displaced by the Maui wildfires while remaining open to alleligible households up to 140% area median income (AMI), with priority given to households withincomes at or below 80% AMI. (See income limits below)

Area median income (AMI) is defined as the midpoint of a specific area’s income distribution and is calculated on an annual basis by the Department of Housing and Urban Development. Below is a chart showing the 2025 income limits by household size for Maui County.

To apply for the programs and for more information, visit hookumuhou.mauicounty.gov.

For any questions, call (808) 865-4007 or email info@mauioor.com to reach staff dedicated to helping out residents through the application process.

What is CDBG-DR?

Community Development Block Grant Disaster Recovery (CDBG-DR) grant funds are appropriated by Congress and allocated by the U.S. Department of Housing and Urban Development (HUD) to rebuild disaster-impacted areas and provide crucial seed money to start the long-term recovery process.

Purpose of CDBG-DR funds:

  • Focuses on long-term recovery efforts 
  • Addresses unmet needs that other federal programs have not addressed yet 
  • Funds supplement and fill remaining funding gaps 
  • CDBG-DR cannot supplant other federal funds

For more information on CDBG-DR, visit : Community Development Block Grant Disaster Recovery Grant Funds | HUD.gov / U.S. Department of Housing and Urban Development (HUD)

What are CDBG-DR funds used for?

The special appropriation provides funds to the most impacted and distressed areas for: 

Housing

Infrastructure

Economic development

Public services

Mitigation

Local Match for other Federal programs

Each CDBG-DR activity must address a disaster-related impact (direct or indirect) in a Presidentially declared area for the covered disaster

  • Be a CDBG eligible activity
  • Meet a CDBG national objective*
  • Disaster-related activities are those that demonstrate a logical connection between the impacts of the covered disaster and the activity’s contribution to community recovery. 

*To meet a CDBG-DR national objective, all activities must:

  • Primarily benefit LMI (Low-to-Moderate Income) persons;
  • Aid in the prevention or elimination of slums or blight; or
  • Meet other community development needs having an urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community where other financial resources are not available to meet such needs (known as “Urgent Need”).
Who benefits from this funding?

CDBG-DR funds primarily benefit LMI (Low-To-Moderate Income) persons and communities, and other vulnerable members of the community who have been directly impacted by the disaster.

What is the household income limit to be considered LMI (Low-To-Moderate Income)?

  • LMI (Low-To-Moderate Income) is considered to be 80% of an area’s median household income. For Maui County in 2024, the median income as determined by HUD was $110,800.

Who is considered ''vulnerable''?

  • HUD identifies and prioritizes assistance for vulnerable populations that are disproportionately affected by disasters.

Broad Categories of Vulnerable Populations for CDBG-DR include:

  • Low- and moderate-income (LMI) persons or households
  • Kupuna
  • People experiencing homelessness
  • People with disabilities (includes people with physical, mental, or developmental disabilities)

If your household income exceeds the LMI limit you may not be eligible for the direct benefits provided by CDBG-DR funding. However, there could still be indirect benefits, such as improved infrastructure, community-wide recovery efforts, and other resources that support the overall resilience of the County. Additionally, the County may offer other programs or resources through different funding sources that may be more applicable to households above the LMI limit.

What is the Action Plan? Does the community get any say in it?

The CDBG-DR Action Plan outlines activities that the County will undertake under its recovery or mitigation program. Detailed funding amounts, sources of other funds, and implementation partners are included. Community input collected through the many community engagement events held by the County since the wildfires – including those that informed the County’s Long-Term Recovery Plan for Lahaina – have been incorporated into the draft, which was released and open for public review/feedback on Feb. 24, 2025. Public hearings on the draft Action Plan will be held on March 8, 11, and 14. The public comment period closes on March 26, 2025.

Can any of the funds be directly distributed to individual survivors?

CDBG-DR funds are required to be used for programs that directly benefit individual survivors, such as rebuild assistance for eligible homeowners, and cannot be directly distributed to survivors.

How is CDBG-DR funding a part of the County’s Long-Term Recovery Plan?

CDBG-DR funds will be one of several funding sources utilized by projects in the County of Maui’s Long-Term Recovery Plan for Lahaina. For these funds, the County will consider all disaster recovery projects in the Long-Term Recovery Plan that are CDBG-DR eligible.

Contact Information

For questions, please contact the CDBG-DR Program Office at cdbg-dr@mauicounty.gov.

Process & Next Steps

Anticipated date for funding to be released: Summer 2025

  • Present draft CDBG-DR Action Plan to community for comments, revise as needed.
  • Submit to HUD for approval.
  • HUD approves Action Plan.
  • Funds to be disbursed to County of Maui.
  • Application intake begins.
  • County of Maui, along with various non-profits and other agencies, begin implementation of programs

The County is in the process of creating a required draft Action Plan that will outline how the federal funds will be spent. That plan will be presented to the community for review and feedback in Spring 2025. The County will then make any necessary revisions to the draft and submit a final Action Plan to HUD for approval. Once HUD approves the Action Plan, funds will be released to the County and program implementation can begin.

After appropriation by Congress, HUD will calculate and announce allocations, and publish a Federal Register Notice, which describes the rules, procedures, waivers, and alternative requirements governing the CDBG-DR program.  

Once the County is announced as a formal grantee and is provided an allocation amount, the County shall:

  • Finalize and submit drafted financial management policies and certifications to HUD for approval.
  • Present a draft CDBG-DR Action Plan to the community at large for comments. The Action Plan includes a needs assessment, community and stakeholder engagement, and identification of activities that the grantee will undertake under its recovery or mitigation program. Action Plans also detail funding amounts, sources of other funds, and implementation partners.
  • Submit the CDBG-DR Action Plan with comments to HUD for approval.
  • Funds can only be disbursed to CDBG-DR grantees after HUD approves the CDBG-DR Action Plan.

Community Engagement

Spring 2025

With Community input, engagement and comments, the County as the CDBG-DR Grantee will prepare a CDBG-DR Action Plan that will include eligible projects and estimated funding amounts for HUD’s approval.

The County’s Action Plan must include a Citizen Participation Plan which describes how the public will be informed and engaged throughout the grant’s lifecycle.

Prior to approval by HUD, the CDBG-DR Action Plan shall be posted for public comment to provide opportunities to citizens, affected local governments and other interested parties an opportunity to provide comments.  All comments on the Action Plan or any substantial amendment, received orally or in writing, will be considered. Approved Action Plan and any amendments will be displayed on the County’s CDBG-DR webpage.

County of Maui’s CDBG-DR Program Office

The County of Maui has developed a CDBG-DR Program Office, which is under the Office of Recovery in the Department of Management.

This office will be responsible for:

  • Designing and implementing recovery programs to meet unmet recovery needs 
  • Establishing internal controls to ensure performance and compliance; monitoring subrecipients 
  • Providing technical assistance to subgrantees and subrecipients 
  • Reviewing project applications to ensure that all activities are eligible 
  • Ensuring that activities are compliant with all other requirements such as creating Section 3 economic opportunities and affirmatively furthering fair housing 
  • Tracking progress and program spending to ensure timely recovery
  • Reporting, grant management and tracking

For more information, email cdbg-dr@mauicounty.gov.

Contact Information

For questions, please contact the CDBG-DR Program Office at cdbg-dr@mauicounty.gov.

Single-Family Homeowner Reconstruction Program

The road to recovery is long...but what if it was possible to rebuild?

Ho‘okumu Hou's Single-Family Homeowner Reconstruction Program helps local families and homeowners whose primary residence was destroyed by the wildfires to return home by providing funds to rebuild.

Maximum assistance available: $1,200,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

Single-Family Homeowner Reimbursement Program

Did you finish rebuilding your home and are seeking reimbursement?

This Program helps local families and homeowners stay local by providing partial reimbursement for funds spent to rebuild homes.

Maximum assistance available: $400,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

First-Time Homebuyer Opportunity Program

Get help to secure and afford a mortgage on your first home, at home.

Buying a home can feel really hard, especially after the wildfires. This program helps eligible families with costs like closing costs, downpayment help, lowering your mortgage rate(discount points), reducing the loan amount(principal buy down), and other approved expenses for buying a home in Maui County.

Maximum assistance available: $600,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

View CDBG-DR Action Plan

The County of Maui Community Development Block Grant Disaster Recovery (CDBG-DR) Action Plan was submitted to the U.S. Department of Housing and Urban Development on April 22, 2025 and approved on June 4, 2025.

Get Notified

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

July 9, 2025

Three Pathways to Rebuild, Recover, and Return Home

For Single-Family Homeowner Reconstruction Program
For Homeowner Reimbursement Program
First-time Homebuyer opportunity Program

View Handout (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)
July 2, 2025

2025 Area Median Income (AMI) Chart

Area median income (AMI) is defined as the midpoint of a specific area’s income distribution and is calculated on an annual basis by the Department of Housing and Urban Development. This chart shows the 2025 income limits by household size for Maui County.

Download TableView Plan (PDF)
March 21, 2025

County of Maui CDBG-DR Draft Action Plan Overview

View Plan (PDF)
March 11, 2025

CDBG-DR Action Plan Online Public Hearing

view presentation (PDF)View Plan (PDF)
February 2025

Understanding CDBG-DR

view Handout (PDF)View Plan (PDF)
February 2025

CDBG-DR Draft Action Plan Poster Boards

View Poster BoardsView Plan (PDF)
February 2025

HUD: Helping your Community Recover

View Plan (PDF)

Contact Information

For questions, please contact the CDBG-DR Program Office at cdbg-dr@mauicounty.gov.

Get Notified for Future Community Engagement

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